Services Australia Wide
Welcome to Summit Financial Planning; comprehensive financial planning for professionals, young families, high-income earners and other industries across Australia.
From cashflow optimisation to transition to retirement strategies and superannuation advice - we help professionals across Australia take control of their financial future.
Cashflow & Wealth Creation
Transform your financial future with strategic cashflow management and wealth creation expertise.
We analyse your complete financial picture to identify hidden opportunities, optimise your cash position, and implement proven wealth-building strategies that compound over time.
Whether you're starting your journey or accelerating existing wealth, our tailored approach ensures every dollar works harder towards your financial independence.
Did you know...
Starting super contributions just 1% higher at 25 adds $42,064 at retirement
Average Australian needs $595,000 (single) or $690,000 (couple) for comfortable retirement
Current average balance only $172,000 - less than 1/3 of requirements
Women's super balances 25% lower than men's at retirement
Transition to Retirement & Superannuation Strategies
Unlock the power of transition to retirement strategies and superannuation optimisation to accelerate your path to financial freedom.
Our specialist advisers navigate complex super legislation to maximise tax benefits, consolidate accounts, and implement TTR strategies that can save thousands annually while building your retirement nest egg faster.
Don't let duplicate fees and missed opportunities erode your future.
Did you know...
Average person loses $760/year in duplicate fees
TTR can save $3,341+ annually in tax for over 60s
Workers with 2 accounts throughout career end up 6% worse off
Super Guarantee increasing to 12% July 2025 - optimise now
Risk Management & Protection
Protect your family's financial future with comprehensive risk management strategies tailored to your unique circumstances.
We analyse your protection gaps, structure optimal insurance coverage, and ensure your loved ones are safeguarded against life's uncertainties.
With 80% of Australian families underinsured and billions in unclaimed benefits, professional protection planning isn't optional—it's essential.
Did you know...
Income protection covers only 16% of actual needs
People with disability earn 45% less weekly
Mental health now 20% of all insurance claims
TAL alone paid $4.2B in claims 2023-24
Debt & Tax Optimisation
Slash your tax bill and restructure debt to keep more money in your pocket.
Our strategic approach identifies missed deductions, optimises loan structures, and implements proven tax minimisation strategies within ATO guidelines.
From mortgage refinancing savings to maximising investment property benefits, we turn tax time from a burden into a wealth-building opportunity.
Did you know...
Negative gearing benefits worth $12.3B annually
50% CGT discount saves average investor $23,000
Fixed rate loans rolling to 4% higher rates
Professional tax planning saves average family $8,750/year
At Summit Financial Planning, we excel in precise financial management tailored to your needs. Contact us today for expert assistance.
Blog (coming soon)
Suite 59 10-20 Gwynne Street St Cremorne VIC 3121 Australia, Cremorne Victoria 3121
0401 010 740
Summit Financial Planning ABN 28 856 289 615 is a Corporate Authorised Representative of Lifespan Financial Planning Pty Ltd AFSL No. 229892 ABN 23 065 921 735.
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